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Debt is a burden. There is no getting around that. Some people have more debt than others and some people have better means of paying it off than others. In the end, we are still paying off debt but some people don’t make it a priority and that is a mistake.
I was actually one of these people for a while. I met the minimums and didn’t think to put anything extra towards the debt. Then I panicked over forever paying it off and started doing some research online to speed up the process.