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How can I put this gently… I have a mountain of student debt and you know what? Around 25% of it is loan interest! Say what?! Yup, you read correctly…after making minimum payments for the past three years, I have an extra THIRTY THOUSAND DOLLARS of interest. I want to help you avoid this while you still can, so here is my story. I could do so much with that amount of money, it’s insane.