I am pretty tired of my student loans and have been looking for ways to help pay them down as fast as possible. Any extra income I make goes to paying off debt but it never seems to be enough. I decided to start looking up unique ways to pay down my student loans and that’s when I found a trivia app called Givling.
Marathon not a Sprint
As you know, paying off student loans is a marathon not a sprint. The payback time is set at 10 years for standard repayment or 20-25 years if you are on an Income Based Repayment. However, while time ticks away, your interest is still accruing.
Many people try to get out of debt as soon as possible to avoid this because the faster you pay, the less you will pay.
What if there was a game you could play to help you pay down your student loans? That is where the trivia app Givling comes into play.
How Does Givling Work?
Givling is a trivia game that officially launched in December 2016. Givling has formed partnerships with advertisers, student loan refinancers, and more. One of their most recent partnerships is with LendKey whom I refinanced one of my own student loans with not too long ago.
To join the app you have to have an invite code. Use RF522051 (I receive no financial compensation but I do get a free game play if you sign up with my code).
You get two free games per day but they do not carry over so they have to be used that same day.
At the end of each game, you can watch an advertisement that helps fund the student loans just by watching.
Any optional download from an advertisement also helps fund the loans. I have actually downloaded two games from watching these ads (for free).
If you want to play more games, then you can purchase more through the app. This is 100% optional, though this does help fund the loans and gives you more chances to win a daily cash prize.
The loans are funded in order based on when you joined, however, you can also give your queue spot away if you don’t have any student loans.
Givling also places random drawings into the queue. Even if you are far behind in the queue line up, you still have a chance to be one of the random winners.
What are the Givling Prizes?
- Up to $50K towards your student loan
- Up to $25K towards a mortgage or downpayment on a home
- Daily cash prize winners for the people with the most trivia points
So is Givling Legit?
Absolutely!! Since I started playing they have already paid off three more student loans! That makes 11 so far!
This game is 100% free unless you choose to purchase more trivia plays.
From whatever is funded (after PayPal fees), 75% goes to the current student loan in the queue, 15% goes to the daily cash prize, and 10% goes to Givling.
Givling calls themselves a “Force For Good” and they truly are! If you really want to see people at their best, check out their Facebook page.
So what are you waiting for? If you have student loans, a mortgage, or if you just want to help others who do, sign up today!
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